To get an idea of how the HCM BuyLine could possibly help improve your invesments,


Then just enter the ticker symbol any publicly traded stock or mutual fund to see how well it would have performed using the guidance of the HCM BuyLine versus without--very interesting!


Sign up now and begin putting the Howard Capital 401(k) Optimizer to work for you.  Oh, and did we mention, we are providing this to you FOR FREE!!!  So, there's absolutely no reason to delay--start NOW!

will you have enough money to retire?

Managing your retirement account can be complicated and making the wrong investment decisions now could result in a smaller nest egg when you are ready to retire.  The 401(k) Optimizer helps you customize your 401(k), 403(b), or 457 plans by recommending what to buy, when to buy and when to sell.  

Market turbulence is something most investors are all too familiar with, and it can wreck your plans for a happy and peaceful retirement.  The 401(k) Optimizer is an easy, automated online tool designed to help you manage your company-sponsored retirement plan investments through personal allocation recommendations, sending you detailed instructions and updates to your email and phone, providing ongoing guidance, informed stock option decisions, and implementing Howard Capital's signature stop-loss strategy, the HCM BuyLine.

Like all investing, there are no guarantees on future performance, but the HCM Buyline within the 401(k) Optimizer may prove to be a valuable tool in helping you better manage your investments in bull and bear markets, so put it to work for you TODAY!


Here are a couple of short, but informative, videos on how we can help you with the 401(k) Optimizer.  Please take a couple minutes to watch these, and then sign up below.  It could make a tremendous difference in how and when you will be able to retire!


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Mailing Address:

PO Box 1083

Clovis, NM  88102

Supervisory Office:

6000 Uptown Blvd NE, Ste. 100

Albuquerque, NM  87110


Tel: 575-769-3965

Fax: 575-769-1489

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Contemporary Benefits, LLC, and Cambridge are not affiliated. 

This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction.  As with any security, request a prospectus from your Registered Representative.  Read it carefully before you invest or send money.  A Representative from Contemporary Benefits, LLC will contact you to provide requested information.  Investment Professionals of Cambridge Investment Research, Inc. do not provide tax or legal advice in their roles as Registered Representatives.  Please consult your tax advisor or attorney regarding your situation.  Securities products are limited to residents of New Mexico and Texas.

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